Pre-Qualification
Obtain conditional pre-qualification for financing with Fidelity
Payment USA, LLC (lender) prior to receiving services from your medical
provider. Lender will review the information you provide to determine whether
you pre-qualify using your credit score and other considerations. A credit
application will result in one or more inquiries posted to your credit file. If you pre-qualify with our lender, you will
be provided with your monthly payments, APRs and offer summaries for loan amounts
you may be considering.
The offer summary will include an estimate of the financing
terms (including down payment, if needed) you could qualify for if you proceed
with the loan application. The status of your application will be shared with
your medical provider.
General Disclosures Regarding Financing
Prequalification
Monthly
Payment, APR, and Product Terms
Monthly payment and Annual Percentage Rate (APR) terms are
not final until your financing is completed. These terms are based on
information you provide and might be revised if you update any information or
if your situation changes.
Pre-qualification does not guarantee that you will receive
financing or any particular financing terms, which are subject to change based
on lender’s evaluation of your credit application.
To pre-qualify, you must be at least 18 years old, have a valid
street address within the contiguous United States or an APO/FPO address.
Using
Your Financing Pre-Qualification at a Medical Provider
When you visit a participating medical provider, show them
your offer summary for the procedure you would like to finance. The Lender will
provide funds directly to your medical provider.
Amount
Financed Restrictions
Your maximum Amount Financed may be based on income, key
credit characteristics, the procedure you are receiving, and/or the details of
the financing deal. The Amount Financed may include any applicable sale price,
tax, fees, and any optional products/services as recommended by your medical
provider, that you choose to finance.
APR
APR is based on the individual’s credit and key financing
characteristics, including but not limited to the amount financed and term of
loan. Your actual APR will be based on your specific situation. Rates
are subject to change without notice.
Privacy
Fidelity Payment USA, LLC may collect information about you
when you submit a prequalification application on the application website.
Pre-qualification terms expire 30 days from the date your
pre-qualification request is received.
Amount
Financed Restrictions
Minimum amount financed is $1,000